This starts at home you can easily change by changing your thinking. Start by budgeting and saving the majority of your income, now a lot of people may say how can i save if i work check to check.
Some good ways to start is by setting goals set goals for your self. Start with small goals its hard to focus on big goals if you can't reach the small ones. For instance like you wanna save $100 this month suppose to you wanna save $20,000 this year-make them realistic.
Track you money: see were ever penny is going, keep all receipts, pay with cash stop swiping, stop eating out its bad for you anyway, cut down on your cable, lower your cell phone bill, shop for things on sell that you need (necessities). The money you take to go unnecessary shopping this month save it or buy a stock (sharebuilder.com).
Invest: make your money work for you, some banks have a 4-9% return- check out the banks in your area. People we have to control our future think bigger than what you may have been thinking. Stop buying designer clothes save that money, you are only making other people rich stop trying to impress your friends and other people. If you may notice you and the company you keep 9 times out of 10 are in the same boat (Financially).So start focusing on a better you and you can have a better future.
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